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Grant Thornton UK has made six senior appointments to the award-winning Employer Solutions team.

The team has experienced double digit growth year on year for the last five years as demand in the market place for a more personalised approach in the delivery of their Employer Solutions services continues to grow.

Sharon Gilkes, James Hemphill, Kal Niijar, Shaun Young, Tom RIchards and Richard Webb all join Grant Thornton from the ‘Big Four’ accountancy firms.

Clive Fathers, Tax Partner and Head of Employer Solutions team said: “I am delighted to have found so many outstanding people to join the team. The continuing growth of the Employer Solutions team is credit to the award-winning work the 80-strong team do.

“The continuing uncertain economic climate is acting as a catalyst for employers to challenge whether they are receiving the best value for money from their current service providers and whether they are really listening to them and understanding their needs.

“Our goal is to double the size of the business within five years, so we will continue our search for additional talent to help us achieve our targets” concludes Fathers.

Following 15 years at PwC, Sharon Gilkes will lead the Birmingham-based Employment Taxes team.

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Online loans are the best way of finding out cheap loan rate. Now, loans are not only available online but also provides a user-friendly and cost-effective way of finding out cheapest loan rates in UK.

Available are a volley of loans ranging from cheap personal loan, personal car loan, business loan, mortgage loan at a cheap loan rate. The key to gain an access to a cheap loan is based on several factors.

Key to win a cheap loan rate:

-Size of the equity or the value of the collateral

-Credit report

-Amount of loan

Equity is the market value of a collateral or a security which is in the form of home, property or real estate. It is the total value of the collateral minus the unpaid loan amount. To put it in a nutshell, if a borrower has a home worth ₤15,000 and has a loan of ₤5000 secured against his home then the equity tied up in his collateral will be ₤10,000.

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You may be surprised to learn the lowest interest rate credit card may not be the least expensive credit card to use. For years, we based our decisions to use one credit card over another on the interest rate charged by the lender.

Credit lending has become more complex in recent years. One of the most surprising things about credit accounts is that the interest rates charged seem to have little to do with interest in the wider consumer marketplace.

At a time when mortgage rates and interest on consumer loans such as auto loans and home improvement loans are at record lows, it’s a shock to find the lowest interest rate credit card is much high than interest charged on other consumer credit products.

When credit cards first began to gain popularity the profit for lenders came from the interest rates charges and from an annual fee. As competition heated up among big banks vying for consumer accounts, annual fees disappeared.

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If we want to make the right financial decisions in our lives, we could rely on the same resources the wealthy read. Different iconic financial resources say the same thing:

TIME TO BUY A HOME!

Here are all four well-known financial resources.

Wall Street Journal: It’s Time to Buy That House

Forbes Magazine: The Next Mortgage Crisis

JP Morgan Market Insights: Housing: A Time To Buy

MarketWatch.com: Now Might Be the Best Time Ever to Buy a Home

Mishcon de Reya has today announced the expansion of its US capability with the appointment of Family Partner Michael Stutman, who joined the Firm’s New York office on 18 November 2011 from Mayerson Stutman Abramowitz LLP, the Family practice he founded in 1998.

Michael, who has over thirty years of Family law experience, is a Fellow of the American Academy of Matrimonial Lawyers; Vice President and on the Board of Governors of the New York Chapter; and author of ‘How to Divorce in New York’, first published in 1993 by St Martin’s Press.

An expert in helping clients settle disputes commercially and creatively; Michael was recently lead counsel in Desilva v. Desilva, in which a wife received 100% of marital property.

Commenting on his appointment, Michael said: “Mishcon de Reya has an outstanding reputation for its Family work in the UK and I feel privileged to have the opportunity to build and expand upon that here in New York.

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Bankaholic, a Blackshore Properties Inc. company and emerging leader in online financial publishing, announces the launch of a credit card comparison marketplace that allows consumers to apply for credit cards that are the best fit for their financial situation.

Our goal is to become the leading comparison site for credit cards, said Johns Wu, CEO of Blackshore Properties, Inc. Credit card advertisements are oftentimes misleading, obfuscating unfavorable terms and conditions in the fine print of applications. By allowing readers to provide their own ratings of credit cards in a fully transparent infrastructure, we hope to make it easier for consumers to quickly identify the best credit card deals.

The terms, conditions, and features of over 100 credit cards from leading financial institutions are tracked. Furthermore, cards are sorted in categories ranging from low interest credit cards to business credit cards, making it easy for online consumers to quickly drill-down to offers that they would be interested in.

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